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Financial Checkup with BEST CHOICE!
Discover the current state of your finances and chart a solid path for the future with our exclusive Financial Checkup! Our simulator is the perfect tool to understand how you are managing your money and make the right financial decisions.
Services
With Maxfinance Best Choice, you don't just have a credit broker, you have a partner for life. From the outset, your concerns are our concerns. We want to help you find the best solution for you.
Mortgage
We accompany you throughout the entire home buying process, from simulation to deed signing, ensuring you get the best financing offer.
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Personal Loan
We find financing solutions for a variety of needs, such as personal projects, studies, health, or travel.
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Car Loan
We assist you in obtaining financing for the purchase of a new or used vehicle, with terms tailored to your profile.
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Insurance
We offer protection solutions tailored to each customer, from compulsory mortgage insurance to health, car, or multi-risk insurance.
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Mortgage Transfer
We analyze your current conditions and help you transfer your credit to another bank, with a view to reducing your monthly payments and improving your rates.
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Credit consolidation
We combine several loans into one, reducing your monthly payment and simplifying your financial management.
Learn moreMortgage Simulator
Simulate your mortgage online and find out in seconds how much you can pay for your new home.
With MaxFinance Best Choice, you will always find solutions tailored to your needs, quickly, transparently, and at no cost.
Testemunhos
Trust is earned. Discover some of the real stories of those who have already placed their trust in us.
FAQs
It's normal to have questions about mortgages... We're here to answer them!
To pre-approve a loan, you will need the following information/documentation from each of the loan holders:
- Identification of the credit holder(s) (Citizen Card, Passport or Identity Card).
- TIN (Tax Identification Number).
- Most recent tax return and respective income tax assessment note.
- Three most recent payslips.
- Three most recent monthly statements from current account(s).
- Declaration from the employer(s) detailing the nature of the employment relationship (fixed-term contract, open-ended contract). Note: in the case of self-employed workers, you may be asked to provide proof of commencement of activity, as well as the latest independent contractor payment receipts.
Using MaxFinance will bring you numerous advantages, namely:
- Thanks to the many partnerships we have, we have significant negotiating leverage and access to favourable conditions, allowing us to offer you the most suitable solutions;
- You will save time and effort, as we handle the entire process on behalf of the customer (research, negotiation and credit documentation);
- You will have expert counselling in order to make informed choices and assistance with the intricate documentation that a loan process entails.
No! The credit intermediation service doesn't cost the client anything, as Maxfinance has strategic partnerships with several financial institutions, which, when a customer signs a loan agreement, only pay us a fee for the transaction.
The maximum amount of borrowing depends on several factors, such as your ability to pay and the type of loan. Our professionals will help you determine the maximum amount you can get.
Best Choice Team
As credit brokerage specialists, we work closely with you to simplify the process and find the best conditions on the market.
More than just financing, we offer proximity, trust, and results.
And all this at no cost to you.
Partners
With Best Choice, you have access to the best credit terms, thanks to our network of banks and financial institutions.
Contact us
At Maxfinance Best Choice, we assist our clients throughout the country.
Blog
Read our articles and start making smarter financial decisions
Ricardo Zina, Departamento de Crédito a Particulares Gestão de Parcerias
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Descubra tudo sobre casas modulares em Portugal: custos, licenças e opções de financiamento antes de investir.
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Francisco Ferreira Lima, CEO da Maxfinance
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Complementary information to the Credit Intermediation activity
Rua Alberto Ferreira, Nº 30
2820-477 Charneca da Caparica
Portugal
Praça Aquilino Ribeiro nº5 B
2820-599 Charneca da Caparica
Portugal
Civil Liability
Mortgage Credit
2520212 – Hiscox, S.A. Sucursal em Portugal
Valid from until
Consumer Credit
2520211 – Hiscox, S.A. Sucursal em Portugal
Valid from until
Lenders with a binding agreement
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ABANCA CORPORACIÓN BANCARIA, SA, SUCURSAL EM PORTUGAL
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BANKINTER, SA - SUCURSAL EM PORTUGAL
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BBVA Instituição Financeira de Crédito S.A.
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BANCO BPI, SA
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Caixa Central de Crédito Agrícola Mútuo
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CAIXA GERAL DE DEPÓSITOS, SA
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Cofidis
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BANCO CTT, SA
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BANCO BIC PORTUGUÊS, SA
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Mds Link Solutions, Lda
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NOVO BANCO, SA
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BANCO SANTANDER TOTTA, SA
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UNION DE CRÉDITOS INMOBILIÁRIOS, S.A., ESTABLECIMIENTO FINANCIERO DE CRÉDITO (SOCIEDAD UNIPERSONAL) - SUCURSAL EM PORTUGAL
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UNICRE - INSTITUIÇÃO FINANCEIRA DE CRÉDITO, SA
Conflict Resolution Centres
- CACCL: http://centroarbitragemlisboa.pt
- CACRC: http://www.centrodearbitragemdecoimbra.com/
Value restriction
The Credit Intermediary is forbidden from receiving or delivering any sums related to the formation, execution and early performance of credit agreements, under the terms of article 46 of Decree-Law no. 81-C/2017 of 07 July on the Legal Framework of Credit Intermediaries.
Supervisory Entity
Credit Intermediation activity is subject to supervision by the Bank of Portugal (website: www.bportugal.pt )
Mortgage and consumer credit related services
- Presentation or proposal of consumer credit agreements
- Consumer support, by carrying out preparatory acts or other pre-contractual management work in relation to credit agreements which have not been presented or proposed by them
- Conclusion of credit agreements with consumers on behalf of creditors
- Consultancy services
Make a complaint
In the event of a complaint, it must be submitted in the following ways:
- By filling in the complaints booklet, available at www.livroreclamacoes.pt
- Directly to the Bank of Portugal, by letter or via the website www.livroreclamacoes.pt
- Complaints can also be made in person at the company's address.